18WW turns messy workers' comp claim activity into a clear executive report showing open claims, lost-time exposure, RTW progress, documentation gaps, and modeled savings opportunity.
Built for CDL fleet owners, safety directors, HR/risk managers, school bus operators, and insurance advisors.
Four categories of claim visibility — in one owner-level report delivered monthly.
See open claims, recent claims, claim status, injury dates, and lost-time exposure in one simple view.
Track which drivers are out, which have restrictions, which modified-duty options are available, and where RTW progress stands.
Identify missing accident steps, work ability forms, adjuster packets, supervisor reports, and internal claim notes.
Estimate where faster RTW and cleaner documentation may reduce claim cost pressure over time.
Sample data is structured around the same core claims fields used by the app: claim number, driver, terminal, injury area, claim stage/status, lag days, actual RTW days, company average days out, cost per day, and savings by claim.
| Claim | Driver | Injury | Stage | Lag | Avg Days Out | Actual RTW | Savings |
|---|---|---|---|---|---|---|---|
| CLM-001 | Sample Driver A | Shoulder | Modified Duty | 4 | 18 | 5 | $5,525 |
| CLM-002 | Sample Driver B | Low Back | Out of Work | 3 | 18 | — | $0 |
| CLM-003 | Sample Driver C | Knee | Full Duty | 1 | 18 | 8 | $4,250 |
| CLM-004 | Sample Driver D | Wrist | Out of Work | 6 | 18 | — | $0 |
| CLM-005 | Sample Driver E | Neck | Modified Duty | 0 | 18 | 9 | $3,825 |
| CLM-006 | Sample Driver F | Ankle | Modified Duty | 2 | 18 | 9 | $3,825 |
RTW performance is based on company average days out compared to actual RTW days entered on each claim.
This section turns the report from a passive scorecard into an action workflow for claims control.
Missing employee statements and work ability forms can delay modified-duty placement and increase lost-time exposure.
The numbers below use the same executive logic as the app: verified savings, net savings, cost per FTE, sales pressure removed, and controllable premium impact.
| Current Premium | $250,000 |
| Estimated MOD | 1.25 |
| Target MOD | 0.95 |
| Premium at Target MOD | $190,000 |
| Controllable Premium | $60,000 |
At a 6% margin, every $1 in avoided claim cost removes about $16.67 of sales pressure.
The goal is to turn the executive report into specific claim actions before severity increases.
18WW is not just reporting claims. It is organizing claim response, RTW execution, documentation control, and financial impact into one operating system for CDL fleets.
Seven structured sections that turn claim activity into an executive-level decision tool.
A simple snapshot of open claims, current status, lost-time exposure, and priority items.
A focused review of drivers currently out of work and whether a documented RTW path exists.
Shows who has returned to modified duty, who is pending restrictions, and who needs follow-up.
Tracks whether key claim documents and accident workflow items are complete.
Highlights areas where scattered communication, missing forms, or delayed RTW could increase cost pressure.
Shows estimated savings opportunities based on claim history, RTW activity, and documentation quality.
Gives owners and safety teams a simple list of what to fix next.
Workers' comp leakage often builds quietly. Claims stay open, drivers remain out of work, documentation gets scattered, and renewal pressure grows. 18WW gives owners a monthly view of what is happening before the cost pressure compounds.
Six categories of operational claim visibility that owners and safety teams need each month.
Know which claims are active and where they stand in the current period.
Track claims where drivers are missing work and cost pressure may be increasing.
See how long drivers have been away from regular duty on each active claim.
Track whether a driver is full duty, modified duty, pending restrictions, or out of work.
See whether key accident and claim documents are complete across all open claims.
Estimate the impact of faster RTW and cleaner claim workflows on cost pressure over time.
The report should not just show data. It should help the company decide what to do next. Each monthly report closes with a prioritized action list — the specific steps that move claims forward, close documentation gaps, and capture RTW opportunities.
The 18WW executive report is designed for four distinct decision-making roles.
Get a simple executive view of claim activity, RTW progress, and cost pressure.
Track accident steps, documentation, and claim workflow follow-up across the fleet.
Organize claim information, work status, restrictions, and RTW communication.
Help fleet clients tell a cleaner claim and RTW story before renewal.
Start with a Free Claim Leakage Review. We'll review your claim activity, RTW process, and documentation gaps to show whether a 90-day pilot makes sense.
Request a Free Claim Leakage Review18WW does not replace your insurance carrier, TPA, adjuster, attorney, or medical provider. 18WW helps your internal team organize claim activity, RTW workflows, documentation, and executive reporting so decision-makers have a clearer view of what is happening.
Disclaimer: Savings estimates are modeled examples based on claim history, fleet size, RTW adoption, and documentation quality. 18WW does not provide legal, medical, insurance, or claims-adjusting services. Final claim outcomes and premium impact depend on carrier, TPA, state rules, injury severity, and employer implementation.
18WW helps CDL fleets organize claims, track RTW status, close documentation gaps, and produce monthly executive savings visibility.
Request a Free Claim Leakage Review